Property in the UK 8: Problems Rise from the Dead

For much of 2007 this blog had me ranting about the constant problems I faced renting a house and trying to sell a flat and buy a house. By December it seemed that everything was resolved. I had sold my flat, though for less than it was worth, I and my housemates had got away from the rented house where the landlord's representative had incessantly harrassed us and I had bought and moved into a new house jointly with said house mates. It seemed to be all sorted and we all looked forward to a quiet year ahead. We were careful not to leave any details at the old house because we knew how nasty the representative was, what a fantasist he was and how he believed he had the right to bully us to keep paying him hundreds of pounds. He had taken our £1000 (€1350; U$1950) deposit off us even though we had left the house in an immaculate condition and we hoped that would satisfy him. The letting agent encouraged us to raise a complaint of harassment against him for constantly phoning us, telling us we had only a 2-week notice period at some date selected by him and sitting outside our home photographing it. However, we wanted to draw a line under all that and hoped to move on to our new place without hassle.

Since late December we seemed to have achieved that until today. The letting agent called my housemate's mobile phone saying the representative was demanding our details so he could bill us for a further £1400 (€1890; US$2370). Apparently he is demanding £400 to have the grass on the back lawn cut and the garden weeded and another £1000 in rent he claims we are due for January. The garden was left in a good state, but of course with the warm weather the UK is experiencing plants have not stopped growing and given we left the house seven weeks ago it is not surprising it is all grown up. It does not cost £400 to have that work done. We had three trees chopped down and removed for £80 when we first moved to the new house, much more work than a small bit of mowing (the lawn is 2m x 2m) and some weeding. He is also claiming for a glass lampshade which is broken. The thing fell down one day all most showering us with glass. It is a small sphere that could fit in your hand which was made in the 1980s and no longer made. Surely out of the £1000 he could pay to have the whole light fitting replaced. We do not have the £1400 he is asking and we feel we are not obliged to pay him, but you can guarantee he will soon have debt collectors after us.

The greed of the man is astounding and the sense that he can still keep charging months after the tenants have left indicates how avaricious he is. He has taken £11,000 from us in one year and yet this is not enough for him, he effectively wants us to pay to do up the house so he can sell it. The obligations of tenants do not extend that far whatever he and so many other landlords believe. By definition tenants are not the richest people in the community so why should we be pressed for more and more money for very spurious reasons? I suppose it is because it is actually more expensive to be poor in the UK than it is to be rich. We have to cough up many charges that richer people never do. If I could threaten this man with my own lawyer then I am sure he would not think twice about even trying to press these costs on us. It seems that the next stop is court and my housemate is bullish to face the representative in a legal setting. However, before then I am sure we will have to face debt collectors and all the pressure they can bring plus the damage to our credit ratings and attempts to seize items from our house. In the UK you have no defence against a financially more powerful person who just keeps on squeezing. What makes it worse is that this man lives in a fantasy world and cannot disassociate his lust for revenge on us from business dealings. He cannot be negotiated with the way a more sane person could. How I curse the day we ever saw that house to rent and how I wish the other people who wanted it had beaten us to it. I do not know how the representative would have dealt with a lone mother with five children, but she should be grateful she never had to face him.

I thought this strand of my blogging was dead and buried, but it seems to have risen up and come back to plague us even when we thought we had escaped. In the UK do not dare be even comfortably off let alone poor, you have no rights; no power and the greedy will consequently exploit you.

Property in the UK 5a: Treated like a Football

Well, new twists in the latest saga of our landlord seeking to kick us out because we are simply an obstacle to his desire for money. I know you ardent capitalists out there argue I should simply accept my role in the economic system and allow myself to be manipulated by market forces and the people who embody them. However, it causes problems for my day-to-day life and I think I have a right to protest about that. After all, I am only asking to be treated with respect and be left alone. I fulfil my obligations but that is not enough apparently, I have to recognise my role as nothing more than an element in a bigger economic process and I should be grateful that someone deems to rent me a house to live in.

Anyway, it turns out that everything the landlord's representative told me and my housemate on the telephone was a lie. He is apparently well known in my town. He has never been a lawyer only a clerk (in the UK sense of the word, someone who does low level administrative work, not the US sense of a shop assistant), in a legal company. He does not own 47 houses, at most he owns 1 and maybe not even that. He said that there would be a 2-week pause in putting the house on the market while he was in the USA and that he would come and discuss it with us when he returned, but that turned out to be an immediate lie as the estate agents turned up after the weekend wanting immediate access to photograph everything and start bringing people through our house, when we told them to slow down, they got angry and telephoned the representative immediately. In addition, we were told that there would be 2 companies selling the house, our current letting agents who we know quite well (they are not very efficient but are not as nasty as these other people) and one other company. In fact this second company that we do not know has been given sole rights to sell the property.

The landlord's representative (who said he was the landlord's father but given he lied about everything else in his almost 2 hours of whining at us on the telephone I cannot even believe this) said that he could have us removed from the house in 2 months by giving proper notice. This is a lie too. As is increasingly common in the UK we are locked into a 12-month contract which we cannot break even if we wanted to; if we leave the house we are still liable to pay the rent on it even if they get new tenants in there. I encountered this kind of contract in Milton Keynes and got advice from the Citizens' Advice Bureau and they confirmed you can do nothing about it, even though it means paying thousands of pounds for a property you no longer live in.

Now we are anticipating that the landlord's representative will start playing all the tricks landlords do such as changing the locks and causing other problems for us; accessing the house when we are out and breaking or taking possessions of ours. Anything to force us out quickly, because he knows that a house (as opposed to a flat to which different economic rules seem to apply) with sitting tenants is unsaleable and even if it was not, we are not willing to have people tramping through what is our home, at any hour of the day. I know as tenants we should not become attached to a property, but in that horrible American phrase we are very much home-makers (and garden-makers) and treat where we live as a home, not a hotel room. I think we are going to suffer both emotionally and financially but my housemate has taken the lead and is challenging the landlord's representative. She has taken legal advice from Shelter (a charity to help homeless people, but it gives excellent free legal advice on issues around housing in an effort to stop more people being screwed by landlords and becoming homeless. Most people in the UK who are homeless do not live on the street, they are families put up in cheap hotels by local authorities) and so is ready to challenge what the landlord is trying to do to us for simple economic gain.

In contrast I am certain that we cannot win. The UK law is always on the side of those with money and power. An ordinary UK, even middle class person (we are not citizens in the UK apparently, just subjects of the Queen) has little chance of getting a fair deal, so I think we should cut and run before the landlord and his henchmen start doing nasty things to us. I think standing up to him will just make it worse and we will lose even more. It is increasingly clear that you have no rights as a tenant in the UK (unless you have the money to employ lawyers; one quoted me an hourly rate of £800 (€1184; US$1600) and now unless you are really poor you are no longer entitled to legal aid to fight cases of this kind). The difference in view on what to do is obviously causing arguments in the house and I was called 'Judas' today for not supporting the more aggressive policy towards the landlord.

I accept that my job which comes with responsibilities and my reasonable income have fooled me into thinking that I have some power over what happens in my life. This incident has proven me entirely wrong. I have no power even to decide where I live and for how long. Contracts are worth less than the paper they are written on when you face those with money and influence. So you will not be surprised that I feel like a football (for US readers, I am thinking of a soccer ball, unless the landlord starts thinking he is going to pick me up and dump me down somewhere like the river) on the pitch of the UK economy, feeling every kick that is layed into me.